Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
331,487,143
0.000501%/
0.000552%
/4.84%
0.000625%
/5.48%
btc
BTC
2,588
249.85M USDT
0.000268%/
0.000336%
/2.95%
0.000325%
/2.85%
eth
ETH
6,331
11.61M USDT
0.000254%/
0.000349%
/3.06%
0.000307%
/2.69%
xrp
XRP
18,916,354
41.98M USDT
0.000553%/
0.000608%
/5.33%
0.000979%
/8.58%
doge
DOGE
196,968,925
35.69M USDT
0.000343%/
0.000403%
/3.54%
0.000613%
/5.37%
ondo
ONDO
23,909,309
21.75M USDT
0.001035%/
0.001288%
/11.29%
0.001254%
/10.99%
shib
SHIB
1,017,641M
13.62M USDT
0.000331%/
0.000363%
/3.18%
0.000613%
/5.37%
usdc
USDC
13,091,135
0.000360%/
0.000657%
/5.76%
0.001031%
/9.04%
kas
KAS
124,933,309
12.88M USDT
0.000209%/
0.000231%
/2.03%
0.000428%
/3.75%
ltc
LTC
142,515
12.47M USDT
0.000350%/
0.000383%
/3.36%
0.000613%
/5.37%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?