Panel of Experts: XRP Will Be the Base Layer for Global Payments

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In a recent video uploaded by Xaif (@Xaif_Crypto), experts discussed which blockchains could realistically serve as the foundation for future financial activity.

Rather than focusing on short-term speculation, the dialogue examined how certain networks are positioning themselves as essential infrastructure.

The panel featured Dave Weisberger, President of BetterTrade.digital; Tillman Holloway, CEO of Arch Public Inc.; Andrew Parish, co-founder of Arch Public Inc.; and Joshua Frank, CEO of The Tie.

In the video, Weisberger explained how platforms like XRP and Solana could evolve into systems that support global payments and trading at scale.

Payments and Trading at the Core

Weisberger noted that “two of the coins that are on there are XRP and Solana. XRP and Solana and a bunch of others are vying to be the base layer to support new transaction modalities.”

At present, the financial system still relies heavily on centralized exchanges and proprietary frameworks. He emphasized that networks offering efficient alternatives stand to capture significant long-term value.

XRP was described as leaning more toward international payments, while Solana leans more toward trading. He characterized both assets as potential components of a “newer globalized infrastructure.” Weisberger explained that Solana’s challenge lies in broadening beyond its current reputation.

XRP’s Potential Role in Payments

The conversation also highlighted XRP’s ambitions in the payments sector, particularly as an alternative to SWIFT. Weisberger explained that XRP’s long-term value would depend on whether it underpins major stablecoins.

However, he noted that the list would need to be broader than just RLUSD, pointing to potential offerings from large banks like JPMorgan, noting that if these tokens were issued on the XRP Ledger, the asset would gain significant relevance in global finance.

This also highlights the importance of institutional adoption, as integration at that scale would allow XRP to function as a backbone for global settlements.

Utility as the Decisive Factor

Ultimately, Weisberger returned to the central theme of utility. He stated, “If they have utility, they will be worth more.” While Ethereum was briefly mentioned in the context of tokenization, XRP is dominating the real-world asset (RWA) tokenization market with real projects and increasing utility and adoption.

With the financial industry now leaning toward blockchain-based solutions, XRP, which offers scalability, efficiency, and interoperability, could dominate the market and become the base layer for global payments and future financial infrastructure.

Disclaimer*: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.*