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The retirement assets in the US may flow into the crypto market, and Bitcoin is expected to welcome a trillion in funds to get on board.
On August 8, according to data from the American Investment Company Association and the Fed, by the first quarter of 2025, the total retirement assets in the United States will reach $43.4 trillion. Fixed contribution plans (including $8.7 trillion in 401(k) plans) account for more than $12 trillion.
Bitwise Chief Investment Officer Matt Hougan stated that this change could alter the cryptocurrency market by introducing a "slow, steady, and consistent" pension investment mechanism. "The result is higher returns and lower volatility."
Michael Heinrich, co-founder and CEO of 0G Labs, reminded that "(this decree) if done well, could unlock trillions of dollars in retirement funds for Bitcoin and other compliant assets. If done poorly, it could trigger political and financial backlash. Details such as which tokens qualify, how custody will be handled, and what protective measures will be taken are critical."